Sandy K. Derby, CFP®, ChFC™, CASL®, LUTCF
Sandy has been in the financial services industry since 1989. Sandy was born to a military family, lived in 3 countries and 9 states, attended Western Michigan University and received her Certified Financial Planner, Chartered Financial Consultant, Chartered Advisor for Senior Living designations from the American College. Sandy and her husband, Bruce, are involved in organizations that help military members and their families and Bruce is an active member of the American Red Cross Disaster Relief Team. They have four children and six grandchildren.